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Pradhan Mantri Mudra Yojna

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MUDRA LOAN

PRADHAN MANTRI MUDRA YOJNA


    We simplify documentation and speed up your loan application.

    Get clear, accurate advice to choose the right Mudra loan for your business.

    No hidden charges—just honest support from start to finish.
    Who Can Apply Under PMMY Scheme

    Expert Guidance for Every Business Need

    Mudra loans are designed to support small businesses, startups, and independent professionals across India. Whether you are beginning your business journey or expanding an existing one, the scheme offers financial support up to ₹10 lakh without collateral.


    Retailers, shopkeepers, service providers, and local businesses.

    Individuals planning to launch a new business or self-employment venture.

    Freelancers, technicians, artisans, and skilled workers.

    Manufacturing, trading, or service-based units seeking growth funding.

    Special focus and additional benefits available for women-led businesses.

    Steps to follow

    Disclaimer

    We provide guidance and information about Mudra Loan Yojana. We are not a government website. All loans are disbursed only through authorized banks and financial institutions under PMMY.

     
    Eligibility for a Mudra Loan

    To apply for a Mudra Loan, applicants must meet the following basic eligibility criteria :

    1. Indian Citizen
    Applicant must be an Indian resident with valid ID proof.

    2. Age Requirement
    Minimum age 18 years, maximum 65 years at the time of loan maturity.

    3. Non-Farming Business Activity
    Loan is only for non-agricultural small businesses, such as trading, manufacturing or service-related activities.
    4. Existing or New Business
    Eligible for both:

    - People starting a new business
    - People wanting to expand their existing small business
    5. Clean Credit History
    Applicant should have a good repayment track record; no major loan defaults.
    7. Loan Amount Limit
    Applicant should fit under one of the Mudra categories:

    - Shishu: up to ₹50,000

    - Kishor: ₹50,000 to ₹5,00,000

    - Tarun: ₹5,00,000 to ₹10,00,000
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